ING Deutschland plans to offer its retail customers access to investing in crypto exchange-traded products (ETPs).
The German-based bank plans to expand its digital asset access to around 3.2 million securities account holders. From this month, customers would be able to invest in crypto exchange-traded notes (ETNs) without order fees and a minimum of €1,000. The bank will also provide savings plans for these products, enabling recurring investments for users.
The launch is part of ING Deutschland’s broader strategic plans to expand product offerings, enhance digital services, and address evolving customer needs. The CEO, Lars Stoy, said the bank is focused on accelerating product launches and providing a more personalized digital banking experience.
Strong Growth Sets the Stage for Crypto ETP Launch
The rollout of crypto ETPs comes a year after ING Deutschland experienced significant growth. In 2025, the bank executed approximately 55.2 million securities transactions, up from 43.3 million in 2024, and assets under management rose by 22 percent to €134.6 billion. The growth was driven by both net inflows and increased trading activity among retail investors.
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The company’s initiative to integrate digital assets exposure into traditional portfolios complements its other crypto and investment offerings.
In 2025, the bank launched products that targeted younger customers, including the Junior current account, the Young direct investment account, and the integrated European payment system WERO that was made for real-time, cross-border peer-to-peer transfers.
By the end of the year, over 500,000 WERO wallets had been activated.
The bank is also strengthening its services for affluent clients, with plans to offer products in investments, daily banking, and real estate financing starting in 2026. Some of the proposed offerings include private equity access through European Long-Term Investment Funds (ELTIFs).
ING Deutschland said the crypto ETP launch aligns with its broader plans to become digitalized; this includes real-time SEPA transfers and a planned charge card introduction in 2026. The new initiative shows the bank’s commitment to combining traditional investment management with regulated digital asset exposure for retail clients.
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