- Ripple agrees to a $50 million settlement with the SEC, ending the years of legal uncertainty and triggering a strong XRP price surge.
- XRP reached a high in April 2025, fueled by investor optimism and regulatory clarity.
Ripple is finally getting to the end of its prolonged legal battle with the U.S. Securities and Exchange Commission (SEC).
After a few years of regulatory uncertainty, Ripple has agreed to pay a $50 million settlement. This new development did not only bring relief to the company but also sparked a new level of optimism among investors, as the XRP price rallied in response to the news.
On April 11, Brad Garlinghouse spoke on FOX Business. He talked about settlement plans with the SEC and how XRP would be used to pay the $50 million penalty. He explained that the funds would go to both the SEC and the U.S. government.
This discussion comes as both parties have agreed to end their appeals, bringing the long legal fight closer to a finish. Garlinghouse later said that the crypto space is now moving beyond the SEC’s continuous regulations and heading into a new era of real institutional involvement with decentralized systems.
Background of the Ripple and SEC Dispute
The legal battle between Ripple and the SEC started when the agency claimed that Ripple sold XRP without proper registration. The company denied the claim, saying XRP is a digital currency, not something that should be controlled by the SEC. The case became important for deciding how crypto will be handled in the U.S.
In July 2023, Judge Analisa Torres gave a mixed ruling. She said selling XRP on public exchanges was legal, but selling to big investors broke some rules. Because of this, both Ripple and the SEC decided to appeal parts of the decision.
Due to all this news, Ripple’s coin, XRP, hit a new peak. On the 12th of April, XRP went up by 6.81%, ending the day at $2.1591 and doing better than most other digital assets.
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