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You are here: Home / News / Breaking – U.S. House Greenlights GENIUS Act, XRP Price Explodes 16%
GENIUS Act

Breaking – U.S. House Greenlights GENIUS Act, XRP Price Explodes 16%

July 18, 2025 by Mishal Ali

  • U.S. House passed three major crypto bills, showing rare bipartisan support for the industry.
  • The GENIUS Act is heading for the President’s signature, making it the first real crypto law in U.S. history.
  • XRP jumped 16%, reaching $3.52, with the market showing strong excitement across the board.

Lawmakers in the U.S. House came together on July 17 to approve three big crypto bills. These include the GENIUS Act, the CLARITY Act, and the Anti-CBDC Act. It’s a major step forward for crypto regulation, something the industry has been pushing for over the past few years.

Eleanor Terrett, a well-known voice in crypto reporting, confirmed that the GENIUS Act is set to become the first official law in the crypto space. The bill passed the House with strong backing, 308 votes in favor and 122 against, with more than 100 Democrats supporting it. The signing is expected to happen at the White House the next day.

🚨BREAKING (I rarely use that term anymore, but this time I think it’s warranted 😁): All *three* crypto bills just passed the House and the GENIUS Act is now headed to @realDonaldTrump’s desk to become the first major piece of crypto legislation signed into law.

Despite the…

— Eleanor Terrett (@EleanorTerrett) July 17, 2025

The CLARITY Act, which aims to settle the long-running power struggle between the SEC and CFTC, also passed with a 294–134 vote. Even here, 78 Democrats voted in favor, far more than expected. The Anti-CBDC Act faced more pushback, passing by a slim margin of 219–210. Only two Democrats supported it.

Ethereum developer Eric Conner called the moment a turning point. He pointed out that the CLARITY Act could finally give Ethereum the clear classification it needs, calling ETH a commodity and removing the uncertainty that has hurt its growth. This move could free up builders and companies to work without worrying about legal gray areas.

1/7

A pivotal day for crypto policy in the U.S. The House just advanced a legislative package that provides the most significant regulatory clarity to date. Let's break down what the CLARITY, GENIUS, and Anti-CBDC acts mean for the future of Ethereum and its ecosystem.

— Eric Conner (@econoar) July 17, 2025

The GENIUS Act focuses on stablecoins. With this law, assets like USDC could gain stronger backing and clearer rules, giving decentralized finance apps a safer foundation to grow. Conner also said the Anti-CBDC Act protects the space from the risk of a government-controlled digital currency, which many fear could limit the open nature of crypto.

Also Read: XRP Breakout Looms With RSI Nearing 97 and Eyes Set on $38 Rally

Ripple Chief Welcomes Change After Years of Waiting

Brad Garlinghouse, Ripple’s CEO, said this is the most important moment for U.S. financial law since the 2008 crisis. With stablecoins now being taken seriously by lawmakers, he sees the U.S. as finally stepping into the future of finance. Garlinghouse gave credit to leaders from both parties who managed to push the GENIUS Act through.

The last major financial regulation bill was passed 15 years ago in response to the 2008 financial crisis.
Tomorrow, the signing of the GENIUS Act cements the US’s future in being a leader in truly innovative financial technology – stablecoins. This moment is a historic one, and… https://t.co/002tVEofWs

— Brad Garlinghouse (@bgarlinghouse) July 17, 2025

Now that the GENIUS Act is heading to the President’s desk, it’s just a step away from becoming law. The other two, the CLARITY and Anti-CBDC Acts, still need to pass the Senate.

XRP Price Shoots Up as Traders React to GENIUS Act News

The market didn’t wait to celebrate. XRP saw a massive 16.51% surge, pushing the price to $3.52. That’s just 8% below its record high. The rally also took XRP above all major moving averages, a sign of strong momentum.

XRPUSD 2025 07 17 16 39 22 1
Source: Tradingview

The Relative Strength Index now sits at 88.81, clearly overbought. While this could lead to a short pause or dip, strong trends often hold up longer than expected. The MACD shows growing momentum, with a healthy gap between trend lines and a rising histogram.

XRP’s next target could be $4.00, but with the market heating up fast, traders should be alert. Pullbacks are common after such sharp moves, though the trend for now remains strongly in favor of the bulls.

Also Read: Can Ripple (XRP) Hit $50? Analysts Say It’s Possible

Filed Under: News, Altcoin News Tagged With: Anti-CBDC Act, Brad Garlinghouse, CLARITY Act, GENIUS ACT, U.S. Crypto Legislation, XRP Price, XRP Surge

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