A report published on April 27 by Juniper Research estimates that stablecoin payments will hit $5 trillion in cross-border B2B transfers by 2035. The research indicates high growth rates at the present level as the enterprise is used all over the world.
The report predicts an increase in cross-border B2B stablecoin payments since it is currently estimated at $13.4 billion in 2026. It anticipates that business transactions will take over in the coming decade. This shift is being driven by corporate demand.
Also Read: Western Union Debuts Promising SOL-Based Stablecoin USDPT This May 2026
B2B Stablecoin Payments Shift to Enterprise Use
Data shows that B2B transactions might have reached 85 percent of the overall value of stablecoin payments by 2035. Trading use cases are on the way out. They are moving towards treasury and supplier payments in terms of tokens.
There is also the use of stablecoin payments by firms to settle cross-border faster. Such transactions minimize delays associated with conventional banking. An important factor to adoption is cost efficiency.
Juniper attributes this growth to the weaknesses in the correspondent banking systems. There are a number of intermediaries in such systems. This tends to make international transfers costly and time-consuming.
Payments with stablecoins are on-chain and can settle quickly. This saves time on the processing and eliminates numerous charges. It also reduces foreign exchange expenses within major corridors.
These transfers are popular with dollar-backed tokens. They are used as neutral settlement layers in transacting across the boundaries. This renders them applicable to big company deals.
Enterprise Adoption Drives Stablecoin Payments Growth
Research Analyst Jawad Jahan noted that there are definite advantages to adoption. He explained that the payment of stablecoins is made where efficiency gains are most beneficial. The primary growth territory is the cross-border B2B flows.
The report indicated that the providers need to concentrate on enterprise integration. Partnerships with treasury systems will be important. This will assist in scaling stablecoin payments within industries.
The activity of stablecoins continues to cut across multiple segments. These are peer transfer and consumer payments. Nonetheless, it is projected that corporate usage will dominate as adoptability increases.
There is also an increasing concern about regulatory matters as use continues to grow. Policymakers are examining risks that are associated with stablecoin payments. They are emphasizing financial security and management.
Stablecoin Risks Draw Global Regulatory Attention
Pablo Hernandez de Cos expressed his concerns at a seminar in Tokyo. He claimed dollar-backed tokens would have an effect on economic policy. He identified vulnerabilities in their construction and redemption strategies.
He observed that tokens like USDt and USDC are not similar to cash systems. They include conditions and fees during redemption. This is capable of influencing stressed liquidity.
He cautioned that huge redemption waves can compel the sale of assets. The issuers might sell government bonds or bank deposits. This can cause stress in the financial markets.
European regulators are increasing regulation under the MiCA rules. They seek to seal cross-border activity loopholes. This may constrain risks associated with payment of stablecoins.
Alternatives are also being tested by banks under regulation. Pilot projects are being implemented by Swiss institutions like UBS. These seek to integrate blockchain efficiency with the current controls.
Also Read: Morgan Stanley Launches Stablecoin Fund Under GENIUS Act 2026
